CREDIT CARDS IN CANADA

The right credit cards for your spending.

Find out which cards to keep, when to use them, and whether adding another is worth it.

Find my strategy Compare credit cards

Free · No account · No bank connection

A 5-step questionnaire. One card may be enough.

Your cards. Your plans. More possibilities.

A strategy in action

3 complementary cards

Travel Enthusiast

Standard spending$3,000 / monthor $36,000 per year

Reference scenario · Quebec · American Express included

Marriott Bonvoy American Express CardEveryday purchases · Hotels
BMO Ascend World Elite MastercardPre-authorized payments · Travel
RBC ION+ VisaTransportation · Gas / charging · Groceries · Restaurants

Estimated net value per year$772.44

Annual fees already deducted: $318 · Welcome bonuses excluded

This scenario illustrates the result. Your recommendation will depend on your spending and province.

THE FUTELLO UNIVERSE

One brand, three ways to enjoy more

Futello helps you choose smarter: for your cards today, then for your points and your travel.

Status : Available
Cards

Compare Canadian credit cards, find your strategy and follow welcome offers.
Status : Up next
Points

Get the most from your rewards programs: earning, transfers and redemptions.
Status : Up next
Travel

Plan and pay for your trips with the right cards and the right points.

LESS COMPLEXITY. MORE CLARITY.

From your spending to a clear decision

See our methodology

Describe your needs
Choose your goal and enter your spending. Points, cash back or simplicity: you decide.
Compare real value
Futello considers rewards, fees and card conditions.
Understand your options
See each card’s role and whether a change is worthwhile. Keeping your cards may be the right decision.

YOUR STARTING POINT

Choose how to get started

A strategy that fits your life

Answer the questionnaire with your spending and the cards you already have.

Start my analysis

Profiles to inspire your next move

Explore reference scenarios before personalizing your analysis.

View strategies

The right card in the right place

Browse cards for groceries, restaurants, travel and other purchases.

Welcome offers

Considering a new card?

Review welcome bonuses, their conditions and their value after fees.

See the best offers

A few answers before you start

Is it free?

Yes. The questionnaire is free and does not require an account.

Do I need to upload a statement?

No. You can enter your spending yourself. Importing is optional; the privacy policy explains how it is processed.

Understand how my data is handled

Do I need to apply for a new card?

No. You can compare options and keep your cards. Applications are made only with the issuer.

How are results determined?

They use your answers and published card data. The methodology explains assumptions and limitations; amounts are estimates.

See our methodology

Who is behind Futello?

A HELPING HAND, WHEN YOU NEED IT

Need help understanding a result?

The assistant explains available cards and results. Recommendations come from Futello’s calculation.

Get clarity on your cards.

Start with your needs. Then choose what works for you.

Find my strategy