Canada-wide

Credit Cards by Province and Territory

Choose your jurisdiction to see a strategy calculated with the eligibility rules that apply there.

Choose your province or territory

Click the map: the all-category Top 3 appears right away, calculated with that jurisdiction’s eligibility rules.

Spending level
Map of Canada — Ontario selected Quebec Ontario British Columbia Alberta Manitoba Saskatchewan New Brunswick Nova Scotia Prince Edward Island Newfoundland and Labrador Yukon Northwest Territories Nunavut
Top 3 in Ontario

Certified ranking

All-category Top 3 in Ontario

The three best individual cards for a complete spending basket of $36,000 a year ($3,000 a month), ranked by recurring annual net value after annual fees, welcome offers excluded, with the eligibility rules in Ontario.

All cards in Ontario
Reference basket details — $36,000 a year

A reference scenario, not a personal situation: the annual spending breakdown evaluated for this ranking, identical in every province and territory.

Groceries
$8,400
Everyday purchases
$7,200
Pre-authorized payments
$6,000
Gas / charging
$3,600
Restaurants
$3,600
Transportation
$2,400
Entertainment
$2,400
Hotels
$1,200
Travel
$1,200
Total evaluated
$36,000

Reference ranking: it does not use your actual spending or welcome offers. For a recommendation adapted to your situation, use “Find my strategy”.

See the full ranking in Ontario Adapt to my spending