TD First Class Travel Visa Infinite Card

Published minimum income $60,000

Relevant if: you use the TD Rewards program and its documented categories.

Less suitable if: you do not recover at least $139 in value to offset the annual fee.

Estimate with my spending

Futello estimate

Net value, first year

$800.00

The bonus in dollars, minus the fees to earn it.

Fee: $0 in year one ($139 rebate), then $139

Offer verified on November 5, 2026

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View calculation details

Offer (first 12 months): $939.00
− First-year fees: $139.00
= First-year net value: $800.00

For a spending profile of $36,000 a year

The offer plus the card’s rewards on this profile. The net value above counts the offer only.

Rewards net of annual fees (balanced scenario): $581
+ First-year fee rebate: $139
+ Offer (first 12 months): $939
= Estimate for this profile, offer included: $1,659

Basket breakdown · Balanced reference scenario

Value calculated with a balanced spending basket of $36,000 per year.

Everyday purchases$11,250
Groceries$11,250
Restaurants$4,500
Gas / charging$4,500
Pre-authorized payments$4,500

The whole selected basket goes on this card, per the certified balanced scenario. Fees counted once; first-year rebate only when the published offer confirms it; rewards on required spending never counted twice.

Welcome offer

Current offer

Welcome bonus: Up to 160,000 points TD Rewards
Conditions: 2 tiers, up to $7,500 in spending within 6 months

See the tier-by-tier detail

20,000 TD Rewards Points when you make your first Purchase Earn within 0 months

140,000 TD Rewards Points when you spend $7,500 within 180 days Spend $7,500 within 6 months
Annual fee rebate: $139
End date: End date not published
Offer quality: Good Futello rating grid
Last verified: Verified 1 day ago

Email me if this offer changes

Offer history: too short to compare

Earlier offer · observed in 2026 40,000 points $50 in spending within 3 months
October 7, 2026 160,000 points $7,500 in spending within 6 months current offer

Facts from the issuer’s official site and Futello’s verified history. How offers are evaluated

Rewards

Category	Reward	Conditions
Expedia For TD travel	8 points per dollar	No published cap
Groceries, Restaurants, and Transit, taxis and ridesharing	6 points per dollar	$25,000 cap / year · 2 points per dollar after the cap
Pre-authorized payments and Digital services	4 points per dollar	$25,000 cap / year · 2 points per dollar after the cap
Other purchases	2 points per dollar	No published cap

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Sources and uncertainties

Unconfirmed information remains distinct from an absence. Always review current terms with the issuer.

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