Find my strategy

Comparison by use

Find the best card for every use

More settings
Reference amounts for this use

Each level uses an amount suited to the selected use instead of a profile’s full annual budget.

  • Moderate — $7,000 / year
  • Standard — $10,500 / year
  • High — $18,000 / year

The ranking applies the same amount to every card compared within a given level.

Best cards for groceries

1 Top Futello pick
American Express Cobalt Card — American Express Canada

American Express Cobalt Card

American Express Canada · American Express

  • Groceries
  • Transferable points
Use-case value
$787.50
Annual fees
$191.88
Annual net value
$731.53
View card
2 Alternative
Scotiabank Gold American Express Card — Scotiabank Canada

Scotiabank Gold American Express Card

Scotiabank Canada · American Express

  • Groceries
  • Fixed-value travel points
Use-case value
$525
Annual fees
$120
Annual net value
$490
View card
3 Alternative
Neo World Elite Mastercard - Gas & Grocery — Neo Financial

Neo World Elite Mastercard - Gas & Grocery

Neo Financial · Mastercard

  • Groceries
  • Cashback
Use-case value
$525
Annual fees
$149
Annual net value
$481.54
View card
3 cards compared with the same assumptions. Based on $10,500 per year at the standard spending level in Quebec.