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Best credit card for

Restaurants and food delivery

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Reference amounts for this use

Each level uses an amount suited to the selected use instead of a profile’s full annual budget.

  • Moderate — $2,400 / year
  • Standard — $4,000 / year
  • High — $6,500 / year

The ranking applies the same amount to every card compared within a given level.

Best cards for restaurants and food delivery

1 Top Futello pick
American Express Cobalt Card — American Express Canada

American Express Cobalt Card

American Express Canada · American Express

  • Restaurants and food delivery
  • Transferable points
Use-case value
$300
Annual fees
$191.88
Annual net value
$278.68
View card
2 Alternative
MBNA Rewards World Elite Mastercard — MBNA

MBNA Rewards World Elite Mastercard

MBNA · Mastercard

  • Restaurants and food delivery
  • Fixed-value travel points
Use-case value
$120
Annual fees
$120
Annual net value
$106.67
View card
3 Alternative
Scotiabank Gold American Express Card — Scotiabank Canada

Scotiabank Gold American Express Card

Scotiabank Canada · American Express

  • Restaurants and food delivery
  • Fixed-value travel points
Use-case value
$100
Annual fees
$120
Annual net value
$86.67
View card
3 cards compared with the same assumptions. Based on $4,000 per year at the standard spending level in Quebec.