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Best credit card for

Foreign currency spending

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Reference amounts for this use

Each level uses an amount suited to the selected use instead of a profile’s full annual budget.

  • Moderate — $1,600 / year
  • Standard — $2,400 / year
  • High — $4,000 / year

The ranking applies the same amount to every card compared within a given level.

Best cards for foreign-currency spending

1 Top Futello pick
Scotiabank Passport Visa Infinite Card — Scotiabank Canada

Scotiabank Passport Visa Infinite Card

Scotiabank Canada · Visa

  • Foreign currency spending
  • Fixed-value travel points
Use-case value
$84
Annual fees
$150
Annual net value
$74
View card
2 Alternative
Home Trust Equityline Visa — Home Trust

Home Trust Equityline Visa

Home Trust · Visa

  • Foreign currency spending
  • Other rewards
Use-case value
$60
Annual fees
$0
Annual net value
$60
View card
3 Alternative
Home Trust Preferred Visa Card — Home Trust

Home Trust Preferred Visa Card

Home Trust · Visa

  • Foreign currency spending
  • Cashback
Use-case value
$84
Annual fees
$0
Annual net value
$84
View card
3 cards compared with the same assumptions. Based on $2,400 per year at the standard spending level in Quebec.