Find my strategy

Best credit card for

Recurring bills and subscriptions

See it in my province

More settings
Reference amounts for this use

Each level uses an amount suited to the selected use instead of a profile’s full annual budget.

  • Moderate — $1,600 / year
  • Standard — $2,400 / year
  • High — $4,000 / year

The ranking applies the same amount to every card compared within a given level.

Best cards for recurring bills and subscriptions

1 Top Futello pick
American Express Cobalt Card — American Express Canada

American Express Cobalt Card

American Express Canada · American Express

  • Recurring bills and subscriptions
  • Transferable points
Use-case value
$72
Annual fees
$191.88
Annual net value
$59.21
View card
2 Alternative
Scotia Momentum Visa Infinite Card — Scotiabank Canada

Scotia Momentum Visa Infinite Card

Scotiabank Canada · Visa

  • Recurring bills and subscriptions
  • Cashback
Use-case value
$60
Annual fees
$120
Annual net value
$52
View card
3 Alternative
Scotia Momentum Visa Card for Students — Scotiabank Canada

Scotia Momentum Visa Card for Students

Scotiabank Canada · Visa

  • Recurring bills and subscriptions
  • Cashback
Use-case value
$48
Annual fees
$49
Annual net value
$44.73
View card
3 cards compared with the same assumptions. Based on $2,400 per year at the standard spending level in Quebec.