Cash Back World Elite Mastercard

Published minimum income $80,000

Relevant if: you can benefit from its documented earning categories.

Less suitable if: you do not recover at least $100 in value to offset the annual fee.

Estimate with my spending

Futello estimate

Estimated net value — first year, without the offer

$687.50

Fee: year one to be confirmed, then $100

Card details verified on October 14, 2026

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For a spending profile of $36,000 a year

Rewards net of annual fees (balanced scenario): $687.50
+ Offer (first 12 months): No confirmed offer included
= Estimate for this profile, without the offer: $687.50

Basket breakdown · Balanced reference scenario

Value calculated with a balanced spending basket of $36,000 per year.

Everyday purchases$11,250
Groceries$11,250
Restaurants$4,500
Gas / charging$4,500
Pre-authorized payments$4,500

No confirmed welcome offer is included in this estimate: it only covers the card’s recurring value minus the first-year fee.

The whole selected basket goes on this card, per the certified balanced scenario. Fees counted once; first-year rebate only when the published offer confirms it; rewards on required spending never counted twice.

Welcome offer

No confirmed welcome offer

No welcome offer is confirmed for this card; Futello does not invent history.

Email me if this offer changes

Rewards

Category	Reward	Conditions
Transit, taxis and ridesharing, Travel, and Entertainment	2%	Cap not documented
Other and Other purchases	1%	Cap not documented
Groceries	4%	Cap not documented · 1% after the cap
Restaurants, Entertainment, and Transit, taxis and ridesharing	3%	Cap not documented · 1% after the cap
divertissement and transport_alternatif	3%	Cap not documented
Groceries	4%	$10,000 cap / year · 1% after the cap
Restaurants	3%	$6,000 cap / year · 1% after the cap
Restaurants	4%	Cap not documented

Role in a strategy

Comparable alternatives

Published values use the same scenario within each use; groups do not form one overall ranking.

Best for entertainment

Scotiabank Gold American Express CardScotiabank Canada · American Express

Annual fees: $120
Annual net value: $112

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Odyssey Visa Infinite PrivilegeDesjardins · Visa

Annual fees: $295
Annual net value: $76.33

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Go further

Sources and uncertainties

Unconfirmed information remains distinct from an absence. Always review current terms with the issuer.

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