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American Express Gold Rewards Card — American Express Canada

American Express Canada American Express

American Express Membership Rewards

Futello catalogue profile

American Express Gold Rewards Card

Relevant if: you use the Membership Rewards program and its documented categories.

Less suitable if: you do not recover at least $250 in value to offset the annual fee.

Annual fee
$250
Reward type
Membership Rewards
Welcome offer
Confirmed offer
First-year estimate
$867.50

Data verified on September 7, 2026

Estimate with my spending

First year

Welcome offer

  • Current offer is more generous than usual
  • Offer quality: Good based on verified history
Welcome bonus
60,000 points American Express Membership Rewards
Requirements
$12,000 in spending within 78 months · 12 tiers
Estimated value
$600 first 12 months, per the valuation published by Futello
Last verified
· Verified 1 day ago

Offer improved —

Historical context

Stronger than the 2 verified offers in Futello history.

  • Offers observed from January 1, 2021 to January 1, 2023
  • Welcome bonus: min. 25,000 · median 42,500 · max. 60,000
  • Comparison at limited confidence · the current offer is not part of the comparison baseline
See observed offers
  1. 60,000 points $3,000 in spending within 17 months
  2. 25,000 points
  3. 60,000 points $12,000 in spending within 78 months current offer

Facts come from the data published by Futello (official issuer source, verified history). The page does not estimate anything on its own. Are credit-card welcome bonuses worth it? · How offers are evaluated

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Earning

Rewards

CategoryRewardConditions
Travel booked through Amex Travel3 points per dollarNo published cap
Other purchases1 point per dollarNo published cap
Drugstores, Gas, Groceries, and Travel2 points per dollarNo published cap
Travel2 points per dollarCap not documented

Published combinations

Role in a strategy

Comparable alternatives

Published values use the same scenario within each use; groups do not form one overall ranking.

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Annual net value
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Go further

Evergreen guides with no numbers that go stale, and the full Futello methodology.

Sources and uncertainties

Unconfirmed information remains distinct from an absence. Always review current terms with the issuer.

View source