SimplyCash Card from American Express

Relevant if: you can benefit from its documented earning categories.

Less suitable if: terms that remain unconfirmed are essential to your decision.

Estimate with my spending

Futello estimate

Net value, first year

$100.00

The bonus in dollars, minus the fees to earn it.

Fee: no annual fee

Offer verified on November 5, 2026

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View calculation details

Offer (first 12 months): $100.00
− First-year fees: $0.00
= First-year net value: $100.00

For a spending profile of $36,000 a year

The offer plus the card’s rewards on this profile. The net value above counts the offer only.

Rewards net of annual fees (balanced scenario): $568.13
+ Offer (first 12 months): $100
= Estimate for this profile, offer included: $668.13

Basket breakdown · Balanced reference scenario

Value calculated with a balanced spending basket of $36,000 per year.

Everyday purchases$11,250
Groceries$11,250
Restaurants$4,500
Gas / charging$4,500
Pre-authorized payments$4,500

The whole selected basket goes on this card, per the certified balanced scenario. Fees counted once; first-year rebate only when the published offer confirms it; rewards on required spending never counted twice.

Welcome offer

Current offer

Welcome bonus: 5 %
Conditions: Promotional value of $100 Earn within 3 months
End date: End date not published
Offer quality: Fair Futello rating grid
Last verified: Verified today

New offer observed — August 26, 2026

Email me if this offer changes

Offer history: too short to compare

September 13, 2026 5 % current offer

Facts from the issuer’s official site and Futello’s verified history. How offers are evaluated

Rewards

Category	Reward	Conditions
Other purchases	1.25%	Cap not documented
Gas	2%	No published cap
Groceries	2%	$15,000 cap / year · 1.25% after the cap
Other purchases	1.25%	No published cap

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Sources and uncertainties

Unconfirmed information remains distinct from an absence. Always review current terms with the issuer.

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