For a spending profile of $36,000 a year
- Rewards net of annual fees (balanced scenario)
- $388.13
- + Offer (first 12 months)
- No confirmed offer included
- = Estimate for this profile, without the offer
- $388.13
Basket breakdown · Balanced reference scenario
Value calculated with a balanced spending basket of $36,000 per year.
- Everyday purchases$11,250
- Groceries$11,250
- Restaurants$4,500
- Gas / charging$4,500
- Pre-authorized payments$4,500
No confirmed welcome offer is included in this estimate: it only covers the card’s recurring value minus the first-year fee.
The whole selected basket goes on this card, per the certified balanced scenario. Fees counted once; first-year rebate only when the published offer confirms it; rewards on required spending never counted twice.
