ATB World Elite Mastercard

Published minimum income $80,000

Relevant if: you use the ATB My Rewards program and its documented categories.

Less suitable if: you do not recover at least $120 in value to offset the annual fee.

Estimate with my spending

Futello estimate

Estimated net value — first year, without the offer

$555

Fee: year one to be confirmed, then $120

Card details verified on October 14, 2026

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View calculation details

For a spending profile of $36,000 a year

Rewards net of annual fees (balanced scenario): $555
+ Offer (first 12 months): No confirmed offer included
= Estimate for this profile, without the offer: $555

Basket breakdown · Balanced reference scenario

Value calculated with a balanced spending basket of $36,000 per year.

Everyday purchases$11,250
Groceries$11,250
Restaurants$4,500
Gas / charging$4,500
Pre-authorized payments$4,500

No confirmed welcome offer is included in this estimate: it only covers the card’s recurring value minus the first-year fee.

The whole selected basket goes on this card, per the certified balanced scenario. Fees counted once; first-year rebate only when the published offer confirms it; rewards on required spending never counted twice.

Welcome offer

Current offer not verified

Futello does not yet have enough verified history to compare this offer.

Email me if this offer changes

Rewards

Category	Reward
Entertainment, Gas, and Groceries	6 points per dollar
Travel	8 points per dollar
Other purchases	2 points per dollar

Cap not documented for every category.

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Sources and uncertainties

Unconfirmed information remains distinct from an absence. Always review current terms with the issuer.

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