BMO Preferred Rate Mastercard — BMO
Mastercard Not available

Futello catalogue profile

BMO Preferred Rate Mastercard

Relevant if: you confirm that its features match your spending.

Less suitable if: you do not recover at least $29 in value to offset the annual fee.

Annual fee
$29
Reward type
Not available
Welcome offer
Confirmed offer · not valued in the estimate
First-year estimate (without the offer)
-$29

Data verified on August 27, 2026

Estimate with my spending

First year

Welcome offer

Current official offer End date not published
  • {"@type":"FAQPage","@context":"https://schema.org","mainEntity":[{"name":"What are the benefits of a low interest credit card?","@type":"Question","acceptedAnswer":{"text":"If you’re looking to save money on monthly interest payments or annual fees, a low interest option could be the best credit card for you. With a lower interest rate than most other credit cards, you’ll rack up fewer interest charges when you carry a balance; essentially, it’s cheaper to borrow money with this credit card. By paying less interest charges, you can put money towards paying off the balance on the card.","@type":"Answer"}},{"name":"What information do I need to provide to apply for my card?","@type":"Question","acceptedAnswer":{"text":"You’ll need to share a few things to open an account online, including your name, date of birth, contact info, SIN, address, employment status, income source(s), and rent or mortgage amount. The better picture we have of your financial health, the faster we can let you kno Spend $100 within Not available

No confirmed welcome offer

No welcome offer is confirmed for this card; Futello does not invent history.

Earning

Rewards

Category rates are not confirmed in the current catalogue.

Go further

Evergreen guides with no numbers that go stale, and the full Futello methodology.

Sources and uncertainties

Unconfirmed information remains distinct from an absence. Always review current terms with the issuer.

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