CIBC Aeroplan Visa Card

Published minimum income $15,000

Relevant if: you use the Aeroplan program and its documented categories.

Less suitable if: terms that remain unconfirmed are essential to your decision.

Estimate with my spending

Futello estimate

Net value, first year

$100.00

The bonus in dollars, minus the fees to earn it.

Fee: no annual fee

Offer verified on November 5, 2026

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View calculation details

Offer (first 12 months): $100.00
− First-year fees: $0.00
= First-year net value: $100.00

For a spending profile of $36,000 a year

The offer plus the card’s rewards on this profile. The net value above counts the offer only.

Rewards net of annual fees (balanced scenario): $438.75
+ Offer (first 12 months): $100
= Estimate for this profile, offer included: $538.75

Basket breakdown · Balanced reference scenario

Value calculated with a balanced spending basket of $36,000 per year.

Everyday purchases$11,250
Groceries$11,250
Restaurants$4,500
Gas / charging$4,500
Pre-authorized payments$4,500

The whole selected basket goes on this card, per the certified balanced scenario. Fees counted once; first-year rebate only when the published offer confirms it; rewards on required spending never counted twice.

Welcome offer

Current offer

Welcome bonus: Up to 10,000 points Aeroplan
Conditions: 3 tiers, up to $10,000 in spending within 12 months (cumulative total to confirm with the issuer)

See the tier-by-tier detail

2,500 Aeroplan points when you make your first purchase Earn within 1 month

2,500 Aeroplan points when you spend $1,500 or more during the first 4 month Spend $1,500 within 4 months

5,000 bonus points Spend $10,000 within 12 months
End date: End date not published
Offer quality: Fair Futello rating grid
Last verified: Verified today

Email me if this offer changes

Offer history: too short to compare

Earlier offer · observed in 2026 10,000 points $200 in spending within 4 months
October 22, 2026 10,000 points $10,000 in spending within 12 months current offer

Facts from the issuer’s official site and Futello’s verified history. How offers are evaluated

Rewards

Category	Reward
Electric vehicle charging, Gas, Groceries, and Air Canada purchases	1 point per dollar
Other purchases	0.67 points per dollar

Cap not documented for every category.

Role in a strategy

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Sources and uncertainties

Unconfirmed information remains distinct from an absence. Always review current terms with the issuer.

View source