CIBC Aventura Gold Visa Card

Published minimum income $15,000

Relevant if: you use the CIBC Aventura program and its documented categories.

Less suitable if: you do not recover at least $139 in value to offset the annual fee.

Estimate with my spending

Futello estimate

Net value, first year

$600.00

The bonus in dollars, minus the fees to earn it.

Fee: $0 in year one ($139 rebate), then $139

Offer verified on November 6, 2026

Access application (via Milesopedia) ↗

Secure link via our official partner Milesopedia. You will be guided to CIBC’s site to complete your application.

View calculation details

Offer (first 12 months): $739.00
− First-year fees: $139.00
= First-year net value: $600.00

For a spending profile of $36,000 a year

The offer plus the card’s rewards on this profile. The net value above counts the offer only.

Rewards net of annual fees (balanced scenario): $299.75
+ First-year fee rebate: $139
+ Offer (first 12 months): $739
= Estimate for this profile, offer included: $1,177.75

Basket breakdown · Balanced reference scenario

Value calculated with a balanced spending basket of $36,000 per year.

Everyday purchases$11,250
Groceries$11,250
Restaurants$4,500
Gas / charging$4,500
Pre-authorized payments$4,500

The whole selected basket goes on this card, per the certified balanced scenario. Fees counted once; first-year rebate only when the published offer confirms it; rewards on required spending never counted twice.

Welcome offer

Current offer

Welcome bonus: Up to 60,000 points CIBC Aventura
Conditions: 3 tiers, up to $5,000 in spending within 4 months (cumulative total to confirm with the issuer)

See the tier-by-tier detail

15,000 Aventura Points when you make your first purchase Earn within 1 month

30,000 bonus points Spend $3,000 within 4 months

15,000 bonus points Spend $5,000 within 4 months
Annual fee rebate: $139
End date: End date not published
Offer quality: Good Futello rating grid
Last verified: Verified today

Email me if this offer changes

Offer history: too short to compare

Earlier offer · observed in 2026 35,000 points $3,000 in spending within 4 months
October 24, 2026 60,000 points $5,000 in spending within 4 months current offer

Facts from the issuer’s official site and Futello’s verified history. How offers are evaluated

Rewards

Category	Reward
Other purchases	1 point per dollar
Travel booked through the CIBC Rewards Centre	2 points per dollar
Drugstores, Electric vehicle charging, Gas, and Groceries	1.5 points per dollar

Cap not documented for every category.

Go further

Sources and uncertainties

Unconfirmed information remains distinct from an absence. Always review current terms with the issuer.

View source