Apply for the Dividend Visa Credit Card for Students

Relevant if: you can benefit from its documented earning categories.

Less suitable if: terms that remain unconfirmed are essential to your decision.

Estimate with my spending

Futello estimate

Net value, first year

$100.00

The bonus in dollars, minus the fees to earn it.

Fee: no annual fee

Offer verified on November 3, 2026

View the official page

View calculation details

Offer (first 12 months): $100.00
− First-year fees: $0.00
= First-year net value: $100.00

For a spending profile of $36,000 a year

The offer plus the card’s rewards on this profile. The net value above counts the offer only.

Rewards net of annual fees (balanced scenario): $393.75
+ Offer (first 12 months): $100
= Estimate for this profile, offer included: $493.75

Basket breakdown · Balanced reference scenario

Value calculated with a balanced spending basket of $36,000 per year.

Everyday purchases$11,250
Groceries$11,250
Restaurants$4,500
Gas / charging$4,500
Pre-authorized payments$4,500

The whole selected basket goes on this card, per the certified balanced scenario. Fees counted once; first-year rebate only when the published offer confirms it; rewards on required spending never counted twice.

Welcome offer

Current offer

Welcome bonus: 10 %
Conditions: $1,000 in spending within 4 months

See the offer detail

Promotional value of $100 Spend $1,000 within 4 months
End date: End date not published
Offer quality: Good Futello rating grid
Last verified: Verified today

Email me if this offer changes

Offer history: too short to compare

November 1, 2026 10 % $1,000 in spending within 4 months current offer

Facts from the issuer’s official site and Futello’s verified history. How offers are evaluated

Rewards

Category	Reward
Groceries	2%
Gas, Transit, taxis and ridesharing, Restaurants, Gas and EV charging, and Recurring bill payments	1%
Other purchases	0.5%

Cap not documented for every category.

Rates read automatically from the issuer's site, sentence verified word for word · View source

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Sources and uncertainties

Unconfirmed information remains distinct from an absence. Always review current terms with the issuer.

View source