National Bank Platinum Mastercard

Relevant if: you use the À la carte rewards program and its documented categories.

Less suitable if: you do not recover at least $70 in value to offset the annual fee.

Annual fee: $70
Reward type: À la carte rewards
Welcome offer: Confirmed offer · not valued in the estimate
First-year estimate (without the offer): $290

Data verified on September 7, 2026

Estimate with my spending

Futello estimate

Estimated net value — first year, without the offer

$290

Annual fee thereafter: $70
First-year fee: To be confirmed — recurring fee of $70

View the official page

View calculation details

This estimate combines the card’s ongoing value in a balanced scenario with the portion of its welcome offer earned during the first 12 months.

Ongoing net value in the scenario: $290
Recurring annual fee already deducted: $70
Welcome-offer value earned during the first 12 months: Offer confirmed, but not yet valued by Futello — not included
First-year fee: To be confirmed — recurring fee of $70

Balanced reference scenario

Value calculated with a balanced spending basket of $36,000 per year.

Everyday purchases$11,250
Gas / charging$4,500
Groceries$11,250
Pre-authorized payments$4,500
Restaurants$4,500

A welcome offer is confirmed for this card, but Futello does not yet have a certified value to include it. The estimate is therefore limited to the card’s recurring value minus the first-year fee; the real first-year value will be higher if you meet the offer’s conditions.

The total amount matches the selected level and is applied entirely to this card. Rewards are projected from the certified balanced scenario; fees are never multiplied. A first-year fee rebate is applied only when confirmed in the published offer. Ordinary rewards on required spending are not counted twice.

First year

Welcome offer

Current official offer End date not published

Promotion National Bank Platinum Mastercard credit card | National Bank Go to page content Go to main menu Sign in to my account Personal Business Wealth Management About Us Search Help Fr Become a client Personal Business Sign in Online transactions Personal Business Direct Brokerage National Bank Financial Natbank Group Retirement Plans Private Banking 1859 Bank accounts Credit cards Borrowing Mortgages Savings and investments Insurance Advice Sign in Online transactions Personal Business Direct Brokerage National Bank Financial Natbank Group Retirement Plans Private Banking 1859 Close WELCOME OFFER Platinum Mastercard You could get up to 35,000 rewards points and save on annual fees for the first year after enrollment.* ${p1.urlBoiteLogin|link:"Apply now":"btn btnRTE3 modal-token index-p1"} * Offer valid until November 4, 2026. Minimum purchase and insurance products required. Conditions apply. Your Platinum Mastercard ® at a glance Up to 2 points per dollar spent 1 Travel insurance Spend $232 within 3 months

Current offer · not enough history to compare
Offer quality: Good Futello rating grid
Offer changed recently

Welcome bonus: 35,000 points À la carte rewards
Requirements: $232 in spending within 3 months
Last verified: August 27, 2026 · Verified 25 days ago

Offer improved — August 24, 2026 · bonus amount

Historical context

Futello does not yet have enough verified history to compare this offer.

See observed offers

Earlier offer · observed in 2026 2 points $232 in spending within 3 months
August 24, 2026 35,000 points $232 in spending within 3 months current offer

Facts come from the data published by Futello (official issuer source, verified history). The page does not estimate anything on its own. Are credit-card welcome bonuses worth it? · How offers are evaluated

Earning

Rewards

Category	Reward	Conditions
Eligible groceries and restaurants (above $1,000 per month), Gas and EV charging, Recurring bill payments, and À la carte Travel	1.5 points per dollar	Cap not documented
Eligible groceries and restaurants (up to $1,000 of gross monthly purchases)	2 points per dollar	Cap not documented
Other purchases	1 point per dollar	Cap not documented

Go further

Evergreen guides with no numbers that go stale, and the full Futello methodology.

Sources and uncertainties

Unconfirmed information remains distinct from an absence. Always review current terms with the issuer.

View source