National Bank World Elite Mastercard

Published minimum income $80,000

Relevant if: you use the National Bank À la carte program and its documented categories.

Less suitable if: you do not recover at least $150 in value to offset the annual fee.

Estimate with my spending

Futello estimate

Estimated net value — first year, without the offer

$300

Fee: year one to be confirmed, then $150

Card details verified on October 14, 2026

Access application (via Milesopedia) ↗

Secure link via our official partner Milesopedia. You will be guided to National Bank’s site to complete your application.

View calculation details

For a spending profile of $36,000 a year

Rewards net of annual fees (balanced scenario): $300
+ Offer (first 12 months): No confirmed offer included
= Estimate for this profile, without the offer: $300

Basket breakdown · Balanced reference scenario

Value calculated with a balanced spending basket of $36,000 per year.

Everyday purchases$11,250
Groceries$11,250
Restaurants$4,500
Gas / charging$4,500
Pre-authorized payments$4,500

No confirmed welcome offer is included in this estimate: it only covers the card’s recurring value minus the first-year fee.

The whole selected basket goes on this card, per the certified balanced scenario. Fees counted once; first-year rebate only when the published offer confirms it; rewards on required spending never counted twice.

Welcome offer

No confirmed welcome offer

No welcome offer is confirmed for this card; Futello does not invent history.

Email me if this offer changes

Rewards

Category	Reward
Eligible groceries and restaurants (above $2,500 per month), Gas and EV charging, Recurring bill payments, and À la carte Travel	2 points per dollar
Eligible groceries and restaurants (up to $2,500 of gross monthly purchases)	5 points per dollar
Other purchases	1 point per dollar

Cap not documented for every category.

Go further

Sources and uncertainties

Unconfirmed information remains distinct from an absence. Always review current terms with the issuer.

View source