Neo Mastercard — Neo Financial
Mastercard Cash back

Futello catalogue profile

Neo Mastercard

Relevant if: you can benefit from its documented earning categories.

Less suitable if: terms that remain unconfirmed are essential to your decision.

Annual fee
$0
Reward type
Cash back
Welcome offer
Confirmed offer · not valued in the estimate
First-year estimate (without the offer)
$157.50

Data verified on August 27, 2026

Estimate with my spending

First year

Welcome offer

Current official offer End date not published
  • Neo Mastercard | Apply Online in Minutes | Neo Financial™ What we offer Why Neo Learn Company Support Log in Get started Neo Mastercard Canada’s first card that grows with you. Rated 4.8/5 on the app stores Start today and get approved instantly¹. We’ll help you build your credit history and borrow better. Get pre-approved One card. Two ways to start. You’ll be offered a traditional card or a card with a secured credit limit, depending on your credit history. Traditional credit card If you qualify for credit today, you’ll get an offer for a Neo Mastercard with a credit limit up to $10,000. Card with secured credit limit If you’re starting out or rebuilding credit, you’ll get an offer for a Neo Mastercard with a secured credit limit so you can build your credit history. Requires refundable security funds ³ and the Build membership ($7.99/month, with ways to get it for free) to get features to help strengthen your credit. Check before you apply Explore what you're pre-approved for with n

No confirmed welcome offer

No welcome offer is confirmed for this card; Futello does not invent history.

Earning

Rewards

CategoryRewardConditions
Gas and groceries1%Cap not documented · 0% after the cap
Gas and groceries100%Cap not documented

Go further

Evergreen guides with no numbers that go stale, and the full Futello methodology.

Sources and uncertainties

Unconfirmed information remains distinct from an absence. Always review current terms with the issuer.

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