RBC ION Visa

Published minimum income $60,000

Relevant if: you use the RBC Avion Rewards ION program and its documented categories.

Less suitable if: terms that remain unconfirmed are essential to your decision.

Estimate with my spending

Futello estimate

Estimated net value — first year, without the offer

$254.48

Fee: no annual fee

Card details verified on October 31, 2026

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View calculation details

For a spending profile of $36,000 a year

Rewards net of annual fees (balanced scenario): $254.48
+ Offer (first 12 months): No confirmed offer included
= Estimate for this profile, without the offer: $254.48

Basket breakdown · Balanced reference scenario

Value calculated with a balanced spending basket of $36,000 per year.

Everyday purchases$11,250
Groceries$11,250
Restaurants$4,500
Gas / charging$4,500
Pre-authorized payments$4,500

No confirmed welcome offer is included in this estimate: it only covers the card’s recurring value minus the first-year fee.

The whole selected basket goes on this card, per the certified balanced scenario. Fees counted once; first-year rebate only when the published offer confirms it; rewards on required spending never counted twice.

Welcome offer

No confirmed welcome offer

No welcome offer is confirmed for this card; Futello does not invent history.

Email me if this offer changes

Rewards

Category	Reward
Groceries, Gas, Transit, taxis and ridesharing, Streaming subscriptions, and Digital services	1.5 points per dollar
Other purchases	1 point per dollar

No published cap for every category.

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Sources and uncertainties

Unconfirmed information remains distinct from an absence. Always review current terms with the issuer.

View source