RBC Cash Back Preferred World Elite Mastercard

Published minimum income $80,000

Relevant if: you use the RBC Cash Back program and its documented categories.

Less suitable if: you do not recover at least $120 in value to offset the annual fee.

Estimate with my spending

Futello estimate

Estimated net value — first year, without the offer

$645

Confirmed offer · not valued in the estimate

Fee: $120 a year, from year one (no rebate confirmed)

Offer verified on November 5, 2026

Access application (via Milesopedia) ↗

Secure link via our official partner Milesopedia. You will be guided to RBC’s site to complete your application.

View calculation details

For a spending profile of $36,000 a year

Rewards net of annual fees (balanced scenario): $645
+ Offer (first 12 months): Offer confirmed, but not yet valued by Futello — not included
= Estimate for this profile, without the offer: $645

Basket breakdown · Balanced reference scenario

Value calculated with a balanced spending basket of $36,000 per year.

Everyday purchases$11,250
Groceries$11,250
Restaurants$4,500
Gas / charging$4,500
Pre-authorized payments$4,500

A welcome offer is confirmed for this card, but Futello does not yet have a certified value to include it. The estimate is therefore limited to the card’s recurring value minus the first-year fee; the real first-year value will be higher if you meet the offer’s conditions.

The whole selected basket goes on this card, per the certified balanced scenario. Fees counted once; first-year rebate only when the published offer confirms it; rewards on required spending never counted twice.

Welcome offer

Current offer

Welcome bonus: 300 $ CAD
Conditions: Milesopedia : 300 $ (offre de bienvenue).
End date: End date not published
Offer quality: Fair Futello rating grid
Last verified: Verified today

Email me if this offer changes

Offer history: too short to compare

Earlier offer · observed in 2026 2,000 $ $25,000 in spending within 3 months
October 30, 2026 300 $ current offer

Facts from the issuer’s official site and Futello’s verified history. How offers are evaluated

Rewards

Category	Reward
Transit, taxis and ridesharing, Gas, Groceries, Restaurants, and Streaming subscriptions	3%
Other purchases	1%

Cap not documented for every category.

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Sources and uncertainties

Unconfirmed information remains distinct from an absence. Always review current terms with the issuer.

View source