RBC Avion Visa Platinum

Published minimum income $15,000

Relevant if: you use the RBC Avion Rewards program and its documented categories.

Less suitable if: you do not recover at least $120 in value to offset the annual fee.

Estimate with my spending

Futello estimate

Net value, first year

$430.00

The bonus in dollars, minus the fees to earn it.

Fee: $120 a year, from year one (no rebate confirmed)

Offer verified on November 5, 2026

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View calculation details

Offer (first 12 months): $550.00
− First-year fees: $120.00
= First-year net value: $430.00

For a spending profile of $36,000 a year

The offer plus the card’s rewards on this profile. The net value above counts the offer only.

Rewards net of annual fees (balanced scenario): $240
+ Offer (first 12 months): $550
= Estimate for this profile, offer included: $790

Basket breakdown · Balanced reference scenario

Value calculated with a balanced spending basket of $36,000 per year.

Everyday purchases$11,250
Groceries$11,250
Restaurants$4,500
Gas / charging$4,500
Pre-authorized payments$4,500

The whole selected basket goes on this card, per the certified balanced scenario. Fees counted once; first-year rebate only when the published offer confirms it; rewards on required spending never counted twice.

Welcome offer

Current offer

Welcome bonus: Up to 70,000 points RBC Avion Rewards
Conditions: 3 tiers, up to $5,000 in spending within 6 months

See the tier-by-tier detail

35,000 Avion Points on approval Earn within 0 months

20,000 bonus points when you spend $5,000 in your first 6 months Spend $5,000 within 6 months

15,000 one-time anniversary bonus points
End date: November 25, 2026
Offer quality: Fair Futello rating grid
Last verified: Verified today

Email me if this offer changes

Offer history: too short to compare

Earlier offer · observed in 2026 70,000 points $5,000 in spending within 6 months
October 20, 2026 70,000 points $5,000 in spending within 6 months current offer

Facts from the issuer’s official site and Futello’s verified history. How offers are evaluated

Rewards

Category	Reward	Conditions
Other purchases	1 point per dollar	No published cap

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Sources and uncertainties

Unconfirmed information remains distinct from an absence. Always review current terms with the issuer.

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