WestJet RBC Mastercard

Relevant if: you use the WestJet Rewards program and its documented categories.

Less suitable if: you do not recover at least $39 in value to offset the annual fee.

Annual fee: $39
Reward type: WestJet Rewards
Welcome offer: Confirmed offer · not valued in the estimate
First-year estimate (without the offer): $343.50

Data verified on September 7, 2026

Estimate with my spending

Futello estimate

Estimated net value — first year, without the offer

$343.50

Annual fee thereafter: $39
First-year fee: To be confirmed — recurring fee of $39

View the official page

View calculation details

This estimate combines the card’s ongoing value in a balanced scenario with the portion of its welcome offer earned during the first 12 months.

Ongoing net value in the scenario: $343.50
Recurring annual fee already deducted: $39
Welcome-offer value earned during the first 12 months: Offer confirmed, but not yet valued by Futello — not included
First-year fee: To be confirmed — recurring fee of $39

Balanced reference scenario

Value calculated with a balanced spending basket of $36,000 per year.

Everyday purchases$11,250
Gas / charging$4,500
Groceries$11,250
Pre-authorized payments$4,500
Restaurants$4,500

A welcome offer is confirmed for this card, but Futello does not yet have a certified value to include it. The estimate is therefore limited to the card’s recurring value minus the first-year fee; the real first-year value will be higher if you meet the offer’s conditions.

The total amount matches the selected level and is applied entirely to this card. Rewards are projected from the certified balanced scenario; fees are never multiplied. A first-year fee rebate is applied only when confirmed in the published offer. Ordinary rewards on required spending are not counted twice.

First year

Welcome offer

Current official offer End date not published

WestJet RBC Mastercard - Low Annual Fee Travel Credit Card | RBC Royal Bank of Canada --> Skip to main content AdChoices Promotions EN Contact Us Find a Branch Call 1-800-769-2511 Email Royal Bank Product Accounts Credit Cards Mortgages Loans Investments Insurance Solution Ways to Bank Newcomers Retirement Planning Student Solutions Beyond Banking Sustainable Finance Solutions Rewards International Banking Advice Search RBC... Sign In Royal Bank SIGN IN MENU Ask your question Credit Cards Travel All Credit Cards Browse the many types of credit cards offered by RBC Travel Credit Cards Earn rewards points toward your next trip with an RBC travel credit card Help Me Choose a Credit Card Answer a few quick questions to find the best travel credit card for you Compare Travel Credit Cards Compare RBC travel credit cards side by side to find your best match Avion Avion Credit Cards Find the Avion travel credit card that's right for you RBC Avion Visa Infinite Upgrade your travel experience wi Spend $2,500 within Not available

Current offer · not enough history to compare
Offer quality: Fair Futello rating grid
Offer changed recently

Welcome bonus: 15,000 points WestJet Rewards
Requirements: $2,500
Last verified: August 27, 2026 · Verified 25 days ago

Offer changed — August 24, 2026 · qualification period

Historical context

Futello does not yet have enough verified history to compare this offer.

See observed offers

Earlier offer · observed in 2026 15,000 points $2,500 in spending within 3 months
August 24, 2026 15,000 points $2,500 in spending within 0 months current offer

Facts come from the data published by Futello (official issuer source, verified history). The page does not estimate anything on its own. Are credit-card welcome bonuses worth it? · How offers are evaluated

Earning

Rewards

Category	Reward	Conditions
Other purchases	1 point per dollar	No published cap
Digital services, Restaurants, and WestJet purchases	1.5 points per dollar	No published cap

Fees and eligibility

Annual fee thereafter: $39
Additional card: $19
Published minimum income: None
Availability in Quebec: Available

Geographic eligibility never guarantees approval.

Benefits

Not documented

Insurance

Mobile device insurance Not documented

Conditions

Included coverage; detailed conditions remain in the official certificate.
View source
Purchase security and extended warranty Not documented

Conditions

Included coverage; detailed conditions remain in the official certificate.
View source

Go further

Evergreen guides with no numbers that go stale, and the full Futello methodology.

Sources and uncertainties

Unconfirmed information remains distinct from an absence. Always review current terms with the issuer.

View source