Scotiabank Scene+ Visa Card

Relevant if: you use the Scene+ program and its documented categories.

Less suitable if: terms that remain unconfirmed are essential to your decision.

Annual fee: $0
Reward type: Scene+
Welcome offer: Confirmed offer
First-year estimate: $230

Data verified on September 6, 2026

Estimate with my spending

Futello estimate

Estimated net value — first year

$230

Annual fee thereafter: $0
First-year fee: $0 — no annual fee

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View calculation details

This estimate combines the card’s ongoing value in a balanced scenario with the portion of its welcome offer earned during the first 12 months.

Ongoing net value in the scenario: $180
Recurring annual fee already deducted: $0
Welcome-offer value earned during the first 12 months: $50
First-year fee: $0 — no annual fee

Balanced reference scenario

Value calculated with a balanced spending basket of $36,000 per year.

Everyday purchases$11,250
Gas / charging$4,500
Groceries$11,250
Pre-authorized payments$4,500
Restaurants$4,500

The total amount matches the selected level and is applied entirely to this card. Rewards are projected from the certified balanced scenario; fees are never multiplied. A first-year fee rebate is applied only when confirmed in the published offer. Ordinary rewards on required spending are not counted twice.

First year

Welcome offer

Current offer is more generous than usual
Offer quality: Good based on verified history

Welcome bonus: 5,000 points Scene+
Requirements: $1,250 in spending within 6 months · 2 tiers
Estimated value: $50 first 12 months, per the valuation published by Futello
Offer announced until: November 1, 2026
Last verified: October 19, 2026 · Verified 1 day ago

First observed by Futello — August 19, 2026

Historical context

Stronger than the 2 verified offers in Futello history.

Offers observed from June 20, 2018 to December 8, 2021
Welcome bonus: min. 2,000 · median 3,500 · max. 5,000
Comparison at limited confidence · the current offer is not part of the comparison baseline

See observed offers

Earlier offer · observed in 2018 2,000 points $500 in spending within 3 months
Earlier offer · observed in 2021 5,000 points $750 in spending within 3 months
September 24, 2026 5,000 points $1,250 in spending within 6 months current offer

Facts come from the data published by Futello (official issuer source, verified history). The page does not estimate anything on its own. Are credit-card welcome bonuses worth it? · How offers are evaluated

Email me if this offer changes

Earning

Rewards

Category	Reward	Conditions
Other purchases	1 point per dollar	Cap not documented

Go further

Evergreen guides with no numbers that go stale, and the full Futello methodology.

Sources and uncertainties

Unconfirmed information remains distinct from an absence. Always review current terms with the issuer.

View source