ScotiaGold Passport Visa Credit Card

Relevant if: you use the Scene+ program and its documented categories.

Less suitable if: you do not recover at least $110 in value to offset the annual fee.

Estimate with my spending

Futello estimate

Estimated net value — first year, without the offer

$250

Confirmed offer · not valued in the estimate

Fee: year one to be confirmed, then $110

Offer verified on November 5, 2026

Access application (via Milesopedia) ↗

Secure link via our official partner Milesopedia. You will be guided to Scotiabank Canada’s site to complete your application.

View calculation details

For a spending profile of $36,000 a year

Rewards net of annual fees (balanced scenario): $250
+ Offer (first 12 months): Offer confirmed, but not yet valued by Futello — not included
= Estimate for this profile, without the offer: $250

Basket breakdown · Balanced reference scenario

Value calculated with a balanced spending basket of $36,000 per year.

Everyday purchases$11,250
Groceries$11,250
Restaurants$4,500
Gas / charging$4,500
Pre-authorized payments$4,500

A welcome offer is confirmed for this card, but Futello does not yet have a certified value to include it. The estimate is therefore limited to the card’s recurring value minus the first-year fee; the real first-year value will be higher if you meet the offer’s conditions.

The whole selected basket goes on this card, per the certified balanced scenario. Fees counted once; first-year rebate only when the published offer confirms it; rewards on required spending never counted twice.

Welcome offer

Current offer

Welcome bonus: 10,000 points Scene+
Conditions: $2,000 in spending within 3 months

See the offer detail

Milesopedia : 10 000 points après 2 000 $ de dépenses en 3 mois. Spend $2,000 within 3 months
Annual fee rebate: $110
End date: End date not published
Offer quality: Weak Futello rating grid
Last verified: Verified today

Email me if this offer changes

Offer history: too short to compare

Earlier offer · observed in 2018–2021 5,000 points
October 30, 2026 10,000 points $2,000 in spending within 3 months current offer

Facts from the issuer’s official site and Futello’s verified history. How offers are evaluated

Rewards

Category	Reward	Conditions
Other purchases	1 point per dollar	Cap not documented

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Sources and uncertainties

Unconfirmed information remains distinct from an absence. Always review current terms with the issuer.

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