TD Aeroplan Visa Infinite Card

Published minimum income $60,000

Relevant if: you use the Aeroplan program and its documented categories.

Less suitable if: you do not recover at least $139 in value to offset the annual fee.

Estimate with my spending

Futello estimate

Net value, first year

$500.00

The bonus in dollars, minus the fees to earn it.

Fee: $0 in year one ($139 rebate), then $139

Offer verified on November 5, 2026

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View calculation details

Offer (first 12 months): $639.00
− First-year fees: $139.00
= First-year net value: $500.00

For a spending profile of $36,000 a year

The offer plus the card’s rewards on this profile. The net value above counts the offer only.

Rewards net of annual fees (balanced scenario): $519.13
+ First-year fee rebate: $139
+ Offer (first 12 months): $639
= Estimate for this profile, offer included: $1,297.13

Basket breakdown · Balanced reference scenario

Value calculated with a balanced spending basket of $36,000 per year.

Everyday purchases$11,250
Groceries$11,250
Restaurants$4,500
Gas / charging$4,500
Pre-authorized payments$4,500

The whole selected basket goes on this card, per the certified balanced scenario. Fees counted once; first-year rebate only when the published offer confirms it; rewards on required spending never counted twice.

Welcome offer

Current offer

Welcome bonus: Up to 50,000 points Aeroplan
Conditions: 3 tiers, up to $12,000 in spending within 12 months (cumulative total to confirm with the issuer)

See the tier-by-tier detail

10,000 Aeroplan points when you make your first Purchase Earn within 0 months

15,000 Aeroplan points when you spend $3,000 within 90 days Spend $3,000 within 3 months

25,000 bonus points Spend $12,000 within 12 months
Annual fee rebate: $139
End date: End date not published
Offer quality: Fair Futello rating grid
Last verified: Verified today

Email me if this offer changes

Offer history: too short to compare

Earlier offer · observed in 2026 40,000 points $75 in spending within 12 months
October 26, 2026 50,000 points $12,000 in spending within 12 months current offer

Facts from the issuer’s official site and Futello’s verified history. How offers are evaluated

Rewards

Category	Reward	Conditions
Air Canada purchases, Gas, and Groceries	1.5 points per dollar	$80,000 cap / year
Other purchases	1 point per dollar	Cap not documented

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Sources and uncertainties

Unconfirmed information remains distinct from an absence. Always review current terms with the issuer.

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