TD Aeroplan Visa Platinum Card

Relevant if: you use the Aeroplan program and its documented categories.

Less suitable if: you do not recover at least $89 in value to offset the annual fee.

Estimate with my spending

Futello estimate

Net value, first year

$0.00

The bonus in dollars, minus the fees to earn it.

Fee: $0 in year one ($89 rebate), then $89

Offer verified on November 5, 2026

Access application (via Milesopedia) ↗

Secure link via our official partner Milesopedia. You will be guided to TD Canada Trust’s site to complete your application.

View calculation details

Offer (first 12 months): $89.00
− First-year fees: $89.00
= First-year net value: $0.00

For a spending profile of $36,000 a year

The offer plus the card’s rewards on this profile. The net value above counts the offer only.

Rewards net of annual fees (balanced scenario): $293.50
+ First-year fee rebate: $89
+ Offer (first 12 months): $89
= Estimate for this profile, offer included: $471.50

Basket breakdown · Balanced reference scenario

Value calculated with a balanced spending basket of $36,000 per year.

Everyday purchases$11,250
Groceries$11,250
Restaurants$4,500
Gas / charging$4,500
Pre-authorized payments$4,500

The whole selected basket goes on this card, per the certified balanced scenario. Fees counted once; first-year rebate only when the published offer confirms it; rewards on required spending never counted twice.

Welcome offer

Current offer

Welcome bonus: Up to 20,000 points Aeroplan
Conditions: 2 tiers, up to $1,500

See the tier-by-tier detail

Milesopedia : 10 000 points.

Milesopedia : 10 000 points après 1 500 $ de dépenses. Spend $1,500 within Not available
Annual fee rebate: $89
End date: End date not published
Offer quality: Fair Futello rating grid
Last verified: Verified today

Offer improved — August 24, 2026 · bonus amount

Email me if this offer changes

Offer history: too short to compare

Earlier offer · observed in 2026 10,000 points $35 in spending within 3 months
October 30, 2026 20,000 points $1,500 in spending within 0 months current offer

Facts from the issuer’s official site and Futello’s verified history. How offers are evaluated

Rewards

Category	Reward	Conditions
Other purchases	0.67 points per dollar	Cap not documented
Gas and EV charging, Groceries, and Air Canada purchases	1 point per dollar	$80,000 cap / year · 0.67 points per dollar after the cap

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Sources and uncertainties

Unconfirmed information remains distinct from an absence. Always review current terms with the issuer.

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