TD Cash Back Visa Infinite Card

Published minimum income $60,000

Relevant if: you can benefit from its documented earning categories.

Less suitable if: you do not recover at least $139 in value to offset the annual fee.

Estimate with my spending

Futello estimate

Net value, first year

$350.00

The bonus in dollars, minus the fees to earn it.

Fee: $0 in year one ($139 rebate), then $139

Offer verified on November 5, 2026

Access application (via Milesopedia) ↗

Secure link via our official partner Milesopedia. You will be guided to TD Canada Trust’s site to complete your application.

View calculation details

Offer (first 12 months): $489.00
− First-year fees: $139.00
= First-year net value: $350.00

For a spending profile of $36,000 a year

The offer plus the card’s rewards on this profile. The net value above counts the offer only.

Rewards net of annual fees (balanced scenario): $311
+ First-year fee rebate: $139
+ Offer (first 12 months): $489
= Estimate for this profile, offer included: $939

Basket breakdown · Balanced reference scenario

Value calculated with a balanced spending basket of $36,000 per year.

Everyday purchases$11,250
Groceries$11,250
Restaurants$4,500
Gas / charging$4,500
Pre-authorized payments$4,500

The whole selected basket goes on this card, per the certified balanced scenario. Fees counted once; first-year rebate only when the published offer confirms it; rewards on required spending never counted twice.

Welcome offer

Current offer

Welcome bonus: 350 $ CAD
Conditions: $3,500 in spending within 3 months

See the offer detail

Milesopedia : 350 $ après 3 500 $ de dépenses en 3 mois. Spend $3,500 within 3 months
Annual fee rebate: $139
End date: End date not published
Offer quality: Good Futello rating grid
Last verified: Verified today

Email me if this offer changes

Offer history: too short to compare

October 30, 2026 350 $ $3,500 in spending within 3 months current offer

Facts from the issuer’s official site and Futello’s verified history. How offers are evaluated

Rewards

Category	Reward	Conditions
Grocery, gas/ev charging, public transit, recurring bill payments, and streaming/digital gaming/media purchases	3%	Cap not documented
Other purchases	1%	Cap not documented
Gas and EV charging, Groceries, Public transit, and Pre-authorized payments, streaming and digital services	3%	$15,000 cap / year · 1% after the cap

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Sources and uncertainties

Unconfirmed information remains distinct from an absence. Always review current terms with the issuer.

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