Scotiabank Passport Visa Infinite Card

Relevant if: you use the Scene+ program and its documented categories.

Less suitable if: you do not recover at least $150 in value to offset the annual fee.

Annual fee: $150
Reward type: Scene+
Welcome offer: Confirmed offer
First-year estimate: $538.75

Data verified on September 7, 2026

Estimate with my spending

Futello estimate

Estimated net value — first year

$538.75

Annual fee thereafter: $150
First-year fee: $150 — no fee waiver confirmed for the current offer

View the official page

View calculation details

This estimate combines the card’s ongoing value in a balanced scenario with the portion of its welcome offer earned during the first 12 months.

Ongoing net value in the scenario: $288.75
Recurring annual fee already deducted: $150
Welcome-offer value earned during the first 12 months: $250
First-year fee: $150 — no fee waiver confirmed for the current offer

Balanced reference scenario

Value calculated with a balanced spending basket of $36,000 per year.

Everyday purchases$11,250
Gas / charging$4,500
Groceries$11,250
Pre-authorized payments$4,500
Restaurants$4,500

The total amount matches the selected level and is applied entirely to this card. Rewards are projected from the certified balanced scenario; fees are never multiplied. A first-year fee rebate is applied only when confirmed in the published offer. Ordinary rewards on required spending are not counted twice.

First year

Welcome offer

25,000 welcome Scene+ points after $2,000 in the first 3 months 2026-08-04 — 2026-11-01

25,000 Scene+ welcome points after $2,000 in eligible purchases in the first 3 months Spend $2,000 within 3 months

Current offer · not enough history to compare
Offer quality: Good Futello rating grid

Welcome bonus: 25,000 points Scene+
Requirements: $2,000 in spending within 3 months
Estimated value: $250 first 12 months, per the valuation published by Futello
Offer announced until: November 1, 2026
Last verified: September 4, 2026 · Verified 17 days ago

First observed by Futello — August 19, 2026

Historical context

Futello does not yet have enough verified history to compare this offer.

See observed offers

Earlier offer · observed in 2020 20,000 points $1,000 in spending within 3 months
Earlier offer · observed in 2021 40,000 points $41,000 in spending within 15 months
Earlier offer · observed in 2021 30,000 points $1,000 in spending within 3 months
Earlier offer · observed in 2024 35,000 points $1,050 in spending within 15 months
August 19, 2026 25,000 points $2,000 in spending within 3 months current offer

Facts come from the data published by Futello (official issuer source, verified history). The page does not estimate anything on its own. Are credit-card welcome bonuses worth it? · How offers are evaluated

Earning

Rewards

Category	Reward	Conditions
Transit, taxis and ridesharing, Entertainment, Groceries, and Restaurants	2 points per dollar	$50,000 cap / year · 1 point per dollar after the cap · Eligible currencies: CAD
Other purchases	1 point per dollar	No published cap
Empire grocery stores	3 points per dollar	No published cap
Other purchases	1 point per dollar	Cap not documented

Fees and eligibility

Annual fee thereafter: $150
Additional card: $0
Published minimum income: Not documented
Availability in Quebec: Available

Geographic eligibility never guarantees approval.

Benefits

Airport lounge accessConfirmed
Visa Infinite program benefitsConfirmed
No foreign transaction feeConfirmed

Insurance

Extended warranty Confirmed

Conditions

7 Certificate of insurance Purchase Security and Extended Warranty Most of the new items you buy with your card are insured against theft, loss, or damage for 90 days from the purchase date
View source
Flight delay insurance Confirmed

Conditions

7 Certificate of insurance Flight Delay Insurance If you charge at least 75% of your ticket to your card, you’re eligible for reimbursement of necessary expenses if your flight is delayed up to $500 per insured person on the same trip
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Emergency travel medical insurance Confirmed

Conditions

17 Expand all Collapse all Travel Emergency Medical Insurance Receive up to $2 million CAD in emergency medical coverage for you, your spouse, and your eligible dependent children
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Trip cancellation insurance Confirmed

Conditions

7 Certificate of insurance Trip Cancellation and Trip Interruption Insurance Protect your trip with cancellation and interruption insurance when you charge at least 75% of your trip costs to your card
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View 1 more coverage

Trip interruption insurance Confirmed

Conditions

7 Certificate of insurance Trip Cancellation and Trip Interruption Insurance Protect your trip with cancellation and interruption insurance when you charge at least 75% of your trip costs to your card
View source

Go further

Evergreen guides with no numbers that go stale, and the full Futello methodology.

Sources and uncertainties

Unconfirmed information remains distinct from an absence. Always review current terms with the issuer.

View source