Rewards programs

Desjardins BONUSDOLLARS

Program run by Desjardins Group. Here is what one Desjardins BONUSDOLLARS point is worth, how to redeem it and the cards that earn the most of it.

  • Values taken from official pages or from an announced specialist benchmark
  • Cards ranked by net value, annual fees deducted
  • Official pages reread regularly

Official program site All programs

Value of one point

Where the value comes from
Fixed redemption published by the program
Source
Desjardins
Verification
Verified on October 8, 2026 Source up to date

“1 BONUSDOLLAR earned = $1 you can redeem”

Restrictions

  • Minimum redemption of 20 BONUSDOLLARS.
  • Card balance payment only with the Odyssey Visa Infinite Privilege.

Programs do not issue the same number of points per dollar: to compare two programs, look at the return per dollar spent, not the value of a point.

Excerpts are quoted in the language of their source.

Cards that earn these points

Annual spending levels

Each level is a basket of annual spending split across everyday categories. The returns and the ranking are recomputed for that basket.

  • Moderate — $24,000 / year
  • Standard — $36,000 / year
  • High — $60,000 / year

In a personalized analysis, your actual spending replaces this reference basket.

Ranked by annual net value on the standard reference basket ($36,000 of spending a year), annual fees fully deducted.

Rank Card Network Annual fee Annual net value Earning Limitations
1 Odyssey Visa Infinite Privilege Visa $295 $599 Foreign exchange fee assumed
2 Odyssey World Elite Mastercard Mastercard $130 $530
  • Groceries: 0.03 points / $ (3¢ per dollar) (capped at $10,000)
  • Restaurants: 0.03 points / $ (3¢ per dollar) (capped at $6,000)
  • Transportation: 0.02 points / $ (2¢ per dollar)
  • Entertainment: 0.02 points / $ (2¢ per dollar)
  • Travel: 0.02 points / $ (2¢ per dollar) (capped at $20,000)
  • Everyday purchases: 0.01 points / $ (1¢ per dollar)
  • Pre-authorized payments: 0.01 points / $ (1¢ per dollar)
 Foreign exchange fee assumed
3 Bonus Visa Visa $0 $360
  • Transportation: 0.02 points / $ (2¢ per dollar)
  • Entertainment: 0.02 points / $ (2¢ per dollar)
  • Pre-authorized payments: 0.02 points / $ (2¢ per dollar) (capped at $3,600)
  • Restaurants: 0.02 points / $ (2¢ per dollar) (capped at $3,600)
  • Everyday purchases: 0.01 points / $ (0.5¢ per dollar)
 Foreign exchange fee assumed
4 Odyssey Gold Visa Visa $110 $334.60
  • Transportation: 0.02 points / $ (2¢ per dollar)
  • Entertainment: 0.02 points / $ (2¢ per dollar)
  • Pre-authorized payments: 0.02 points / $ (2¢ per dollar) (capped at $6,000)
  • Restaurants: 0.02 points / $ (2¢ per dollar) (capped at $6,000)
  • Travel: 0.02 points / $ (2¢ per dollar) (capped at $15,000)
  • Everyday purchases: 0.01 points / $ (0.65¢ per dollar)
 Foreign exchange fee assumed

Return computed with the value used for the ranking: $1 per point.

How to use your points

The redemption options the program publishes, with the value of a point when it is fixed.

  • Gift cards

    Gift cards

    $1 per point

    “1 BONUSDOLLAR earned = $1 you can redeem”

    • Gift cards of $25, $50 and $100.
    Official source

  • Statement credit

    Eligible purchases paid off

    $1 per point

    “Use your BONUSDOLLARS to pay off certain credit card purchases. Purchases must fall under 1 of the following categories.”

    • Restaurants, entertainment, travel, alternative transportation, donations; within 60 days.
    Official source

  • Other redemption

    Desjardins financial products

    $1 per point

    “Get Desjardins financial products or services”

    Official source

Transfer partners

This program publishes no transfer partner.

Expiry and minimum redemption

Point expiry
“If the cardholder does not redeem or earn any BONUSDOLLARS for a consecutive period equal to one year, Desjardins Group will consider their account inactive. The unused BONUSDOLLARS may then be considered expired.” Official source
Minimum redemption
“Minimum redemption of 20 BONUSDOLLARS.” Official source

Welcome offers in Desjardins BONUSDOLLARS points

No welcome offer is published for the cards of this program.

View all offers

How to read this ranking

The ranking compares the cards of one program on a single scenario, so the gaps come from the cards and not from the assumptions.

  • Reference basket, standard level: $36,000 of spending a year, spread over everyday categories.
  • High-spend profile; reference province: Quebec.
  • Annual fees fully deducted from the value.
  • Welcome offers excluded: only the recurring value counts.

Your spending is different? See the best cards by use or the strategies by profile.

Limitations of this page

  • Cards are ranked on the standard reference basket of a high-spend profile; your actual spending may change the order.
  • Recurring annual fees are fully deducted from each card’s value.
  • Transfer partners and rates are those read on the official pages; a program may change them without notice.
  • The value of welcome offers is not part of the card ranking.