Rewards programs
Moi Rewards
Program run by Metro Inc. (card issued by Royal Bank of Canada). Here is what one Moi Rewards point is worth, how to redeem it and the cards that earn the most of it.
- Values taken from official pages or from an announced specialist benchmark
- Cards ranked by net value, annual fees deducted
- Official pages reread regularly
Where can I go with my Moi Rewards points?
Browse the routes of the travel catalogue evaluated with Moi Rewards, without ever passing a balance in the address.
Value of one point
- Where the value comes from
- Fixed redemption published by the program
- Source
- Royal Bank of Canada
- Verification
- Verified on October 16, 2026 Source up to date
“Only 500 Moi points gets you $4 off your purchase at participating stores.”
Restrictions
- 500-point minimum redemption
- participating Moi stores only
Programs do not issue the same number of points per dollar: to compare two programs, look at the return per dollar spent, not the value of a point.
Excerpts are quoted in the language of their source.
Cards that earn these points
Ranked by annual net value on the standard reference basket ($36,000 of spending a year), annual fees fully deducted.
No card of this program is ranked right now.
How to use your points
The redemption options the program publishes, with the value of a point when it is fixed.
Verification covers the quoted excerpt. Confirm your eligibility and the conditions with the program before using your points.
Transfer partners
This program publishes no transfer partner.
Expiry and minimum redemption
- Point expiry
- No published rule is listed.
- Minimum redemption
- No published rule is listed.
Welcome offers in Moi Rewards points
Current offers on the cards of this program. Their value is not part of the ranking above.
- moi RBC Visa Up to 125 points points 12-month net value: $1,001
How to read this ranking
The ranking compares the cards of one program on a single scenario, so the gaps come from the cards and not from the assumptions.
- Reference basket, standard level: $36,000 of spending a year, spread over everyday categories.
- High-spend profile: ranking calculated on the reference basket.
- Annual fees fully deducted from the value.
- Welcome offers excluded: only the recurring value counts.
Your spending is different? See the best cards by use or the strategies by profile.
Limitations of this page
- Cards are ranked on the standard reference basket of a high-spend profile; your actual spending may change the order.
- Recurring annual fees are fully deducted from each card’s value.
- Transfer partners and rates are those read on the official pages; a program may change them without notice.
- The value of welcome offers is not part of the card ranking.