Rewards programs

CIBC Aventura

Program run by CIBC. Here is what one CIBC Aventura point is worth, how to redeem it and the cards that earn the most of it.

  • Values taken from official pages or from an announced specialist benchmark
  • Cards ranked by net value, annual fees deducted
  • Official pages reread regularly

Official program site All programs

Value of one point

Where the value comes from
Canadian specialist benchmark (lower bound)
Source
Milesopedia · Published on September 1, 2026
Verification
Verified on October 8, 2026 Source up to date

“Milesopedia values CIBC Aventura points at 1 ¢/pt (CAD) in its Canadian points and miles valuation, in effect since September 1, 2026.”

The source discloses affiliate relationships.

Restrictions

  • CIBC publishes no fixed points-to-dollars rate for Flexible Travel and says the ratio can change without notice.
  • The Airline Rewards Chart reaches up to 2 cents a point on short-haul round trips; Payment with Points pays about 0.6 cent.

Programs do not issue the same number of points per dollar: to compare two programs, look at the return per dollar spent, not the value of a point.

Excerpts are quoted in the language of their source.

Cards that earn these points

Annual spending levels

Each level is a basket of annual spending split across everyday categories. The returns and the ranking are recomputed for that basket.

  • Moderate — $24,000 / year
  • Standard — $36,000 / year
  • High — $60,000 / year

In a personalized analysis, your actual spending replaces this reference basket.

Ranked by annual net value on the standard reference basket ($36,000 of spending a year), annual fees fully deducted.

Rank Card Network Annual fee Annual net value Earning Limitations
1 CIBC U.S. Dollar Aventura Gold Visa Card Visa $35 $325
  • Everyday purchases: 1 point / $ (1¢ per dollar)
 Foreign exchange fee assumed Point value: specialist benchmark
2 CIBC Aventura Gold Visa Card Visa $139 $281 Range: -$139 to $281
  • CIBC Rewards Centre travel: 2 points / $ (2¢ per dollar)
  • Drugstores: 1.5 points / $ (1.5¢ per dollar)
  • Electric vehicle charging: 1.5 points / $ (1.5¢ per dollar)
  • Gas / charging: 1.5 points / $ (1.5¢ per dollar)
  • Groceries: 1.5 points / $ (1.5¢ per dollar)
  • Everyday purchases: 1 point / $ (1¢ per dollar)
 Foreign exchange fee assumed Point value: specialist benchmark Cap: Everyday purchases Cap: Gas / charging Cap: Groceries
3 CIBC Aventura Visa Infinite Card Visa $139 $281 Range: -$139 to $281
  • CIBC Rewards Centre travel: 2 points / $ (2¢ per dollar)
  • Drugstores: 1.5 points / $ (1.5¢ per dollar)
  • Electric vehicle charging: 1.5 points / $ (1.5¢ per dollar)
  • Gas / charging: 1.5 points / $ (1.5¢ per dollar)
  • Groceries: 1.5 points / $ (1.5¢ per dollar)
  • Everyday purchases: 1 point / $ (1¢ per dollar)
 Foreign exchange fee assumed Point value: specialist benchmark Cap: Everyday purchases Cap: Gas / charging Cap: Groceries
4 CIBC Aventura Visa Card Visa $0 $228
  • Gas / charging: 1 point / $ (1¢ per dollar) (capped at $6,000)
  • Groceries: 1 point / $ (1¢ per dollar) (capped at $6,000)
  • Pharmacy: 1 point / $ (1¢ per dollar) (capped at $6,000)
  • Everyday purchases: 0.5 points / $ (0.5¢ per dollar)
 Foreign exchange fee assumed Point value: specialist benchmark
5 CIBC Aventura Visa Infinite Privilege Card Visa $499 $86 Range: -$499 to $86
  • CIBC Rewards Centre travel: 3 points / $ (3¢ per dollar)
  • Dining: 2 points / $ (2¢ per dollar)
  • Electric vehicle charging: 2 points / $ (2¢ per dollar)
  • Entertainment: 2 points / $ (2¢ per dollar)
  • Gas / charging: 2 points / $ (2¢ per dollar)
  • Groceries: 2 points / $ (2¢ per dollar)
  • Transportation: 2 points / $ (2¢ per dollar)
  • Everyday purchases: 1.25 points / $ (1.25¢ per dollar)
 Foreign exchange fee assumed Point value: specialist benchmark Cap: Everyday purchases Cap: Entertainment Cap: Gas / charging Cap: Groceries Cap: Restaurants

Return computed with the value used for the ranking: 1.0¢ per point.

How to use your points

The redemption options the program publishes, with the value of a point when it is fixed.

  • Flight rewards

    Aventura Airline Rewards Chart

    Variable value, not published

    “10,000 to 20,000 points opens in a dialog. Travel round-trip within Canada or to other short-haul destinations. Maximum base fare price: $400”

    • At least 80 % of the required points; taxes extra.
    Official source

  • Travel booking

    Flexible Travel (CIBC Rewards Centre)

    Variable value, not published

    “You may redeem any number of Aventura Points towards a Flexible Travel Reward purchase; there is no minimum redemption amount.”

    • No fixed rate published.
    Official source

  • Statement credit

    Payment with Points

    0.625¢ per point

    “Use your Aventura points to pay down your Aventura credit card balance9. Redemptions start at 4,000 points for a $25 payment.”

    • Ratio set by CIBC and changeable without notice.
    Official source

  • Other redemption

    Financial Products with Points

    0.833¢ per point

    “Redemptions start at 12,000 points for a $100 payment or contribution to select existing CIBC financial products.”

    Official source

Transfer partners

Conversion rates as read on the program’s official pages.

Partner Type Conversion Restrictions Source
Aeroplan Airline 1 → 1 Only Aventura accounts opened before October 1, 2013. Verified Source

Expiry and minimum redemption

Point expiry
“Do my Aventura Points expire? No, your Aventura Points do not expire” Official source
Minimum redemption
“To obtain an Airline Travel Reward using the Aventura Airline Rewards Chart, you must redeem at least 80% of the total number of Aventura Points required” Official source

Welcome offers in CIBC Aventura points

Current offers on the cards of this program. Their value is not part of the ranking above.

View all offers

How to read this ranking

The ranking compares the cards of one program on a single scenario, so the gaps come from the cards and not from the assumptions.

  • Reference basket, standard level: $36,000 of spending a year, spread over everyday categories.
  • High-spend profile; reference province: Quebec.
  • Annual fees fully deducted from the value.
  • Welcome offers excluded: only the recurring value counts.

Your spending is different? See the best cards by use or the strategies by profile.

Limitations of this page

  • Cards are ranked on the standard reference basket of a high-spend profile; your actual spending may change the order.
  • The program publishes no fixed rate: the value of a point is a Canadian specialist’s lower bound, announced as such.
  • Recurring annual fees are fully deducted from each card’s value.
  • Transfer partners and rates are those read on the official pages; a program may change them without notice.
  • The value of welcome offers is not part of the card ranking.