Rewards programs

RBC Avion Rewards

Program run by Royal Bank of Canada. Here is what one RBC Avion Rewards point is worth, how to redeem it and the cards that earn the most of it.

  • Values taken from official pages or from an announced specialist benchmark
  • Cards ranked by net value, annual fees deducted
  • Official pages reread regularly

Official program site All programs

Value of one point

Where the value comes from
Fixed redemption published by the program
Source
Royal Bank of Canada
Verification
Verified on October 8, 2026 Source up to date

“you may redeem your Points for an RBC Travel Reward at the rate of 100 Points per $1.00 CAD. A minimum of 1,000 Points must”

Restrictions

  • ION accounts, Avion Rewards core products and Avion Select members redeem at 100 points per $0.58.
  • Business and first-class airfare at 100 points per $2.00 on Visa Infinite Privilege and business accounts.

Programs do not issue the same number of points per dollar: to compare two programs, look at the return per dollar spent, not the value of a point.

Excerpts are quoted in the language of their source.

Cards that earn these points

Spending level
Annual spending levels

Each level is a basket of annual spending split across everyday categories. The returns and the ranking are recomputed for that basket.

  • Moderate — $24,000 / year
  • Standard — $36,000 / year
  • High — $60,000 / year

In a personalized analysis, your actual spending replaces this reference basket.

Ranked by annual net value on the standard reference basket ($36,000 of spending a year), annual fees fully deducted.

Rank Card Network Annual fee Annual net value Earning Limitations
1 RBC ION+ Visa Visa $48 $672
  • Transportation: 3 points / $ (3¢ per dollar)
  • Digital services: 3 points / $ (3¢ per dollar)
  • Food delivery: 3 points / $ (3¢ per dollar)
  • Gas / charging: 3 points / $ (3¢ per dollar)
  • Groceries: 3 points / $ (3¢ per dollar)
  • Restaurants: 3 points / $ (3¢ per dollar)
  • Everyday purchases: 1 point / $ (1¢ per dollar)
Foreign exchange fee assumed
2 RBC ION Visa Visa $0 $432
  • Transportation: 1.5 points / $ (1.5¢ per dollar)
  • Digital services: 1.5 points / $ (1.5¢ per dollar)
  • Gas / charging: 1.5 points / $ (1.5¢ per dollar)
  • Groceries: 1.5 points / $ (1.5¢ per dollar)
  • Streaming: 1.5 points / $ (1.5¢ per dollar)
  • Everyday purchases: 1 point / $ (1¢ per dollar)
3 RBC Avion Visa Infinite Visa $120 $243
  • Travel: 1.25 points / $ (1.25¢ per dollar)
  • Everyday purchases: 1 point / $ (1¢ per dollar)
Foreign exchange fee assumed
4 RBC Avion Visa Platinum Visa $120 $240
  • Everyday purchases: 1 point / $ (1¢ per dollar)
Foreign exchange fee assumed
5 RBC Avion Visa Infinite Privilege Visa $399 $51
  • Everyday purchases: 1.25 points / $ (1.25¢ per dollar)
Foreign exchange fee assumed

Return computed with the value used for the ranking: 1.0¢ per point.

How to use your points

The redemption options the program publishes, with the value of a point when it is fixed.

  • Travel booking

    Travel (Avion Rewards Travel)

    1.0¢ per point

    “you may redeem your Points for an RBC Travel Reward at the rate of 100 Points per $1.00 CAD. A minimum of 1,000 Points must”

    • Avion cardholders (Avion Elite); a service charge may apply.
    Official source
  • Travel booking

    Travel (ION accounts and Avion Select)

    0.58¢ per point

    “may redeem your Points for an RBC Travel Reward at the rate of 100 Points the Redemption Schedule, through Avion Rewards Travel, by calling the per $0.58 CAD. A minimum of 2,500 Points must be redeemed.”

    Official source
  • Flight rewards

    Avion Air Travel Redemption Schedule

    Variable value, not published

    “"Avion Air Travel Rewards Participant" means any person entitled to redeem Points for Air Travel Rewards from the Redemption Schedule,”

    • Fixed-points schedule with a maximum ticket price; the itinerary must include a North American destination.
    Official source
  • Flight rewards

    Business and first class (Visa Infinite Privilege)

    2.0¢ per point

    “avionrewards.com at the rate of 100 Points per $2.00 CAD (for example, eligible for telephone bookings. if a flight from Toronto to Vancouver in first class costs $3,200 CAD”

    • RBC Avion Visa Infinite Privilege and business accounts only.
    Official source
  • Other redemption

    Canadian Tire Money

    0.714¢ per point

    “For every 140 Points which are converted, you will any person authorized to redeem and transfer Points as per the receive $1.00 of Canadian Tire Money.”

    • Minimum 140 points, maximum 25,000 points a day; linked Triangle Rewards account required.
    Official source

Transfer partners

Conversion rates as read on the program’s official pages.

Partner Type Conversion Restrictions Source
WestJet Rewards Airline 1 → 1 Minimum 1,000 points; Avion Select members not eligible. Verified Source
British Airways Club (Avios) Airline 1 → 1 Avion cardholders (Avion Elite) only. Verified Source
American Airlines AAdvantage Airline 10 → 7 Minimum 5,000 points in steps of 10; Avion cardholders (Avion Elite) only. Verified Source
Cathay Pacific Asia Miles Airline 1 → 1 Avion cardholders (Avion Elite) only. Verified Source

Expiry and minimum redemption

Point expiry
“As long as your RBC Royal Bank credit card account remains open. However, Avion Rewards will be forfeited twelve (12) months after: (i) you voluntarily close your RBC Royal Bank credit card account” Official source
Minimum redemption
“A minimum of 1,000 Points must” Official source

Welcome offers in RBC Avion Rewards points

Current offers on the cards of this program. Their value is not part of the ranking above.

View all offers

How to read this ranking

The ranking compares the cards of one program on a single scenario, so the gaps come from the cards and not from the assumptions.

  • Reference basket, standard level: $36,000 of spending a year, spread over everyday categories.
  • High-spend profile; reference province: Quebec.
  • Annual fees fully deducted from the value.
  • Welcome offers excluded: only the recurring value counts.

Your spending is different? See the best cards by use or the strategies by profile.

Limitations of this page

  • Cards are ranked on the standard reference basket of a high-spend profile; your actual spending may change the order.
  • Recurring annual fees are fully deducted from each card’s value.
  • Transfer partners and rates are those read on the official pages; a program may change them without notice.
  • The value of welcome offers is not part of the card ranking.