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Rewards programs

RBC Avion Rewards ION

Program run by Royal Bank of Canada. Here is what one RBC Avion Rewards ION point is worth, how to redeem it and the cards that earn the most of it.

  • Values taken from official pages or from an announced specialist benchmark
  • Cards ranked by net value, annual fees deducted
  • Official pages reread regularly

Points or cash? Official program site All programs

Where can I go with my RBC Avion Rewards ION points?

Browse the routes of the travel catalogue evaluated with RBC Avion Rewards ION, without ever passing a balance in the address.

Explore destinations with RBC Avion Rewards ION

Value of one point

Where the value comes from
Fixed redemption published by the program
Source
Royal Bank of Canada
Verification
Verified on October 16, 2026 Source up to date

“may redeem your Points for an RBC Travel Reward at the rate of 100 Points the Redemption Schedule, through Avion Rewards Travel, by calling the per $0.58 CAD. A minimum of 2,500 Points must be redeemed.”

Restrictions

  • Personal ION accounts only
  • minimum redemption of 2,500 points

Programs do not issue the same number of points per dollar: to compare two programs, look at the return per dollar spent, not the value of a point.

Excerpts are quoted in the language of their source.

Cards that earn these points

Annual spending levels

Each level is a basket of annual spending split across everyday categories. The returns and the ranking are recomputed for that basket.

  • Moderate — $24,000 / year
  • Standard — $36,000 / year
  • High — $60,000 / year

In a personalized analysis, your actual spending replaces this reference basket.

Ranked by annual net value on the standard reference basket ($36,000 of spending a year), annual fees fully deducted.

Rank Card Network Annual fee Annual net value Earning Limitations
1 RBC ION+ Visa Visa $48 $369.60
  • Transportation: 3 points / $ (1.74¢ per dollar)
  • Digital services: 3 points / $ (1.74¢ per dollar)
  • Food delivery: 3 points / $ (1.74¢ per dollar)
  • Gas / charging: 3 points / $ (1.74¢ per dollar)
  • Groceries: 3 points / $ (1.74¢ per dollar)
  • Restaurants: 3 points / $ (1.74¢ per dollar)
  • Everyday purchases: 1 point / $ (0.58¢ per dollar)
 Foreign exchange fee assumed
2 RBC ION Visa Visa $0 $250.56
  • Transportation: 1.5 points / $ (0.87¢ per dollar)
  • Digital services: 1.5 points / $ (0.87¢ per dollar)
  • Gas / charging: 1.5 points / $ (0.87¢ per dollar)
  • Groceries: 1.5 points / $ (0.87¢ per dollar)
  • Streaming: 1.5 points / $ (0.87¢ per dollar)
  • Everyday purchases: 1 point / $ (0.58¢ per dollar)

Return computed with the value used for the ranking: 0.58¢ per point.

How to use your points

The redemption options the program publishes, with the value of a point when it is fixed.

Verification covers the quoted excerpt. Confirm your eligibility and the conditions with the program before using your points.

  • Travel booking

    Eligible redemption

    0.58¢ per point

    Excerpt confirmed on the official source. Read on October 21, 2026.

    “may redeem your Points for an RBC Travel Reward at the rate of 100 Points the Redemption Schedule, through Avion Rewards Travel, by calling the per $0.58 CAD. A minimum of 2,500 Points must be redeemed.”

    • Personal ION accounts only
    • minimum redemption of 2,500 points
    Official source

Transfer partners

This program publishes no transfer partner.

Expiry and minimum redemption

Point expiry
No published rule is listed.
Minimum redemption
No published rule is listed.

Welcome offers in RBC Avion Rewards ION points

Current offers on the cards of this program. Their value is not part of the ranking above.

  • RBC ION+ Visa Up to 28,000 RBC Avion Rewards ION points 12-month net value: $314.40
  • RBC ION Visa Up to 14,000 RBC Avion Rewards ION points 12-month net value: $181.20
View all offers

How to read this ranking

The ranking compares the cards of one program on a single scenario, so the gaps come from the cards and not from the assumptions.

  • Reference basket, standard level: $36,000 of spending a year, spread over everyday categories.
  • High-spend profile: ranking calculated on the reference basket.
  • Annual fees fully deducted from the value.
  • Welcome offers excluded: only the recurring value counts.

Your spending is different? See the best cards by use or the strategies by profile.

Limitations of this page

  • Cards are ranked on the standard reference basket of a high-spend profile; your actual spending may change the order.
  • Recurring annual fees are fully deducted from each card’s value.
  • Transfer partners and rates are those read on the official pages; a program may change them without notice.
  • The value of welcome offers is not part of the card ranking.