Comparison by use

Best credit card for foreign-currency spending

Purchases abroad. The ranking below applies the same published spending scenario to every eligible card; change the spending level or the American Express policy to see the matching Top 3.

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Your use

Choose a use

Reference amounts for this use

Each level uses an amount suited to the selected use instead of a profile’s full annual budget.

  • Moderate — $1,600 / year
  • Standard — $2,400 / year
  • High — $4,000 / year

The ranking applies the same amount to every card compared within a given level.

Futello ranking

Best cards for foreign-currency spending

1 Top Futello pick
SimplyCash Card from American Express — American Express Canada

SimplyCash Card from American Express

American Express Canada · American Express

  • Foreign currency spending
  • Cashback
Use-case value
$30
Annual fees
$0
Annual net value
$30
View card
2 Alternative
RBC ION Visa — RBC

RBC ION Visa

RBC · Visa

  • Foreign currency spending
  • Transferable points
Use-case value
$24
Annual fees
$0
Annual net value
$24
View card
3 Alternative
American Express Green Card — American Express Canada

American Express Green Card

American Express Canada · American Express

  • Foreign currency spending
  • Transferable points
Use-case value
$24
Annual fees
$0
Annual net value
$24
View card
3 cards compared with the same assumptions. Based on $2,400 per year at the standard spending level in Quebec.

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