Rewards programs

Scene+

Program run by Scene+ (Scotiabank, Cineplex and Empire). Here is what one Scene+ point is worth, how to redeem it and the cards that earn the most of it.

  • Values taken from official pages or from an announced specialist benchmark
  • Cards ranked by net value, annual fees deducted
  • Official pages reread regularly

Official program site All programs

Value of one point

Where the value comes from
Fixed redemption published by the program
Source
Scotiabank
Verification
Verified on October 8, 2026 Source up to date

“Redeem in increments of 100 points for $1”

Restrictions

  • Gift cards and catalogue merchandise have no published fixed rate.

Programs do not issue the same number of points per dollar: to compare two programs, look at the return per dollar spent, not the value of a point.

Excerpts are quoted in the language of their source.

Cards that earn these points

Annual spending levels

Each level is a basket of annual spending split across everyday categories. The returns and the ranking are recomputed for that basket.

  • Moderate — $24,000 / year
  • Standard — $36,000 / year
  • High — $60,000 / year

In a personalized analysis, your actual spending replaces this reference basket.

Ranked by annual net value on the standard reference basket ($36,000 of spending a year), annual fees fully deducted.

Rank Card Network Annual fee Annual net value Earning Limitations
1 Scotiabank Gold American Express Card American Express $120 $936 Range: $780 to $936
  • Empire grocers (Sobeys, IGA, Safeway): 6 points / $ (6¢ per dollar) (capped at $50,000)
  • Entertainment: 5 points / $ (5¢ per dollar) (capped at $50,000)
  • Groceries: 5 points / $ (5¢ per dollar) (capped at $50,000)
  • Restaurants: 5 points / $ (5¢ per dollar) (capped at $50,000)
  • Transportation: 3 points / $ (3¢ per dollar) (capped at $50,000)
  • Gas / charging: 3 points / $ (3¢ per dollar) (capped at $50,000)
  • Streaming: 3 points / $ (3¢ per dollar) (capped at $50,000)
  • Other purchases: 1 point / $ (1¢ per dollar)
 Foreign exchange fee assumed Cap: Everyday purchases
2 Scotia Momentum Visa Infinite Card Visa $120 $732 Foreign exchange fee assumed
3 Scotia Momentum Visa Card Visa $49 $515 Foreign exchange fee assumed
4 Scotia Momentum Visa Card for Students Visa $49 $515 Foreign exchange fee assumed
5 Scotiabank American Express Card American Express $0 $360 Range: $360 to $564
  • Travel: 3 points / $ (3¢ per dollar)
  • Empire grocers (Sobeys, IGA, Safeway): 3 points / $ (3¢ per dollar)
  • Additional bonus on hotels and car rentals booked through Scene+ Travel: 3 points / $ (3¢ per dollar)
  • Other purchases: 2 points / $ (2¢ per dollar)
  • Transportation: 2 points / $ (2¢ per dollar) (capped at $50,000)
  • Entertainment: 2 points / $ (2¢ per dollar) (capped at $50,000)
  • Gas / charging: 2 points / $ (2¢ per dollar) (capped at $50,000)
  • Groceries: 2 points / $ (2¢ per dollar) (capped at $50,000)
  • Restaurants: 2 points / $ (2¢ per dollar) (capped at $50,000)
  • Streaming: 2 points / $ (2¢ per dollar) (capped at $50,000)
  • Everyday purchases: 1 point / $ (1¢ per dollar)
 Foreign exchange fee assumed
6 Scotiabank Scene+ Visa Card Visa $0 $360 Range: $0 to $360
  • Other purchases: 1 point / $ (1¢ per dollar)
 Foreign exchange fee assumed Cap: Everyday purchases
7 Scotiabank Scene+ Visa Card for Students Visa $0 $360 Range: $0 to $360
  • Other purchases: 1 point / $ (1¢ per dollar)
 Foreign exchange fee assumed Cap: Everyday purchases
8 Scotiabank Platinum American Express Card American Express $399 $321 Range: -$399 to $321
  • Other purchases: 2 points / $ (2¢ per dollar)
 Foreign exchange fee assumed Cap: Everyday purchases
9 Scotia Momentum No-Fee Visa Card Visa $0 $282 Range: $0 to $282 Cap: Transportation Cap: Everyday purchases Cap: Gas / charging Cap: Groceries Cap: Pre-authorized payments Foreign exchange fee assumed
10 Scotia Momentum No-Fee Visa for Students Visa $0 $282 Range: $0 to $282 Cap: Transportation Cap: Everyday purchases Cap: Gas / charging Cap: Groceries Cap: Pre-authorized payments Foreign exchange fee assumed
11 ScotiaGold Passport Visa Credit Card Visa $110 $250 Range: -$110 to $250
  • Other purchases: 1 point / $ (1¢ per dollar)
 Foreign exchange fee assumed Cap: Everyday purchases
12 Scotiabank Passport Visa Infinite Card Visa $150 $210 Range: $210 to $378
  • Empire grocers (Sobeys, IGA, Safeway): 3 points / $ (3¢ per dollar)
  • Transportation: 2 points / $ (2¢ per dollar) (capped at $50,000)
  • Entertainment: 2 points / $ (2¢ per dollar) (capped at $50,000)
  • Groceries: 2 points / $ (2¢ per dollar) (capped at $50,000)
  • Restaurants: 2 points / $ (2¢ per dollar) (capped at $50,000)
  • Other purchases: 1 point / $ (1¢ per dollar)
  • Everyday purchases: 1 point / $ (1¢ per dollar)

Return computed with the value used for the ranking: 1.0¢ per point.

How to use your points

The redemption options the program publishes, with the value of a point when it is fixed.

  • Statement credit

    Credit to a Scotiabank account

    1.0¢ per point

    “Redeem in increments of 100 points for $1”

    Official source

  • Travel booking

    Scene+ Travel (Expedia)

    1.0¢ per point

    “Redeem in increments of 100 points for $1 toward your flights, hotel, car rental or Things to Do”

    Official source

  • Other redemption

    Participating grocery stores and pharmacies

    1.0¢ per point

    “Redeem 1,000 Scene+ points for $10 off at select grocery stores and pharmacies.”

    Official source

  • Other redemption

    Cineplex admission

    1.0¢ per point

    “Scene+ members can redeem 100 points for $1.00 towards the purchase of admission tickets, applicable taxes, and fees.”

    Official source

Transfer partners

This program publishes no transfer partner.

Expiry and minimum redemption

Point expiry
“your Scene+ points will not expire as long as your Scotiabank product that is eligible for the Scene+ program remains open.” Official source
Minimum redemption
“Redeem in increments of 100 points for $1” Official source

Welcome offers in Scene+ points

Current offers on the cards of this program. Their value is not part of the ranking above.

View all offers

How to read this ranking

The ranking compares the cards of one program on a single scenario, so the gaps come from the cards and not from the assumptions.

  • Reference basket, standard level: $36,000 of spending a year, spread over everyday categories.
  • High-spend profile; reference province: Quebec.
  • Annual fees fully deducted from the value.
  • Welcome offers excluded: only the recurring value counts.

Your spending is different? See the best cards by use or the strategies by profile.

Limitations of this page

  • Cards are ranked on the standard reference basket of a high-spend profile; your actual spending may change the order.
  • Recurring annual fees are fully deducted from each card’s value.
  • Transfer partners and rates are those read on the official pages; a program may change them without notice.
  • The value of welcome offers is not part of the card ranking.