Welcome offer barometer: November 2026
The best welcome offers on Canadian credit cards, re-read every night on the issuers' pages.
- Offers in the ranking
- 10
- Median net value of these offers, first year
- $600
- Of which ending within 30 days
- 0
The 5 offers with the highest net value
| Card | Net value, first year |
|---|---|
| BMO VIPorter World Elite Mastercard | $1,050 |
| RBC British Airways Visa Infinite | $835 |
| TD First Class Travel Visa Infinite Card | $800 |
| BMO VIPorter Mastercard | $600 |
| CIBC Aventura Gold Visa Card | $600 |
Offer changes by month, whole catalogue
| Month | New | Improved | Reduced | Ended |
|---|---|---|---|---|
| September 2026 | 8 | 9 | 20 | 0 |
| October 2026 | 19 | 4 | 9 | 0 |
| November 2026 | 2 | 12 | 6 | 0 |
Latest changes, 30 days
- November 7, 2026 · Scotiabank Platinum American Express Card · offer improved
- November 6, 2026 · National Bank World Elite Mastercard · offer improved
- November 3, 2026 · Scotiabank American Express Card (for students) · offer improved
- November 3, 2026 · BMO eclipse rise Visa Card · offer improved
- November 3, 2026 · Scotia Momentum Visa Infinite Card · offer reduced
- November 3, 2026 · CIBC Aventura Visa Card for Students · offer reduced
- November 3, 2026 · CIBC Aventura Visa Card · offer reduced
- November 3, 2026 · Scotiabank Scene+ Visa Card for Students · offer improved
- November 3, 2026 · Scotiabank Scene+ Visa Card · offer improved
- November 3, 2026 · Scotiabank Passport Visa Infinite Card · offer improved
- November 3, 2026 · Scotiabank American Express Card · offer improved
- November 3, 2026 · Scotiabank Gold American Express Card · offer improved
Where these figures come from
The three figures at the top cover the offers in our ranking, not the whole market. Changes cover the whole catalogue since September 2026; a change can also come from a better reading of the issuer's page. Net value is an estimate, after the fees needed to earn the offer. Read the methodology
To cite these figures: Futello welcome offer barometer, November 2026, futello.ca.